Last updated: January 25, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the MonetaryMines website and services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

1. About MonetaryMines

MonetaryMines provides information and insights about our own wallets and investments, including where we invest, for informational and educational purposes only. We are established in the Netherlands and offer the Service to users worldwide.

2. No financial advice

• The Service does not provide financial, investment, legal, tax, or other professional advice.

• All information, including insights into our wallets, holdings, and investment activity, is general information and does not constitute a recommendation or invitation to buy or sell any financial instrument or to pursue any investment strategy.

• MonetaryMines cannot predict the stock market or any asset prices and is not authorized to provide individual financial advice.

You are solely responsible for your investment decisions and should conduct your own research and consult an independent, qualified financial advisor before making any financial decisions.

3. No guarantees and no liability for losses

The Service is provided “as is” and “as available” without any warranties, express or implied, including but not limited to accuracy, completeness, or suitability for a particular purpose. MonetaryMines does not guarantee any particular results or performance of any investment.

To the maximum extent permitted by applicable law, MonetaryMines and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage (including financial loss, loss of profits, loss of data, or business interruption) arising out of or in connection with:

• Your use of or reliance on the Service or its content

• Any error, omission, interruption, or inaccuracy in the Service

• Any decision or action you take based on information obtained through the Service

4. User obligations

You agree to:

• Use the Service only for lawful purposes and in accordance with these Terms.

• Not attempt to gain unauthorized access to the Service, other accounts, or systems.

• Not copy, scrape, modify, distribute, or create derivative works from the Service or its content except as expressly allowed by us.

• Not use the Service to engage in any illegal, fraudulent, or abusive activity.

We reserve the right to suspend or terminate your access to the Service if you violate these Terms or applicable law.

5. Intellectual property

All content on the Service, including text, graphics, logos, trademarks, and software, is owned by MonetaryMines or its licensors and is protected by copyright and other intellectual property laws. You are granted a limited, non‑exclusive, non‑transferable license to access and use the Service for your personal, non‑commercial use, subject to these Terms.

6. Accounts and security

If the Service allows or requires you to create an account, you are responsible for maintaining the confidentiality of your login details and for all activities that occur under your account. You must notify us promptly of any unauthorized use of your account or any other security breach.

7. Third‑party services and links

The Service may contain links to third‑party websites or services. We do not control or endorse such third parties and are not responsible for their content, terms, or practices. Your use of third‑party websites or services is at your own risk and subject to their own terms and policies.

8. Governing law and jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or the Service shall be governed by and construed in accordance with the laws of the Netherlands, without regard to conflict of law rules.

If consumer protection laws in your country of residence grant you additional mandatory rights, those rights remain unaffected.

9. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this document. Your continued use of the Service after changes are posted will constitute your acceptance of the updated Terms.